A hit-and-run accident happens when a driver is involved in a collision but leaves the scene without stopping, exchanging details or helping to deal with the aftermath. This may involve a driver leaving immediately after impact, giving false details, failing to report the accident, or driving away before the injured person has had the chance to identify them.
These incidents can be particularly distressing because the injured person may be left not only dealing with pain, shock and vehicle damage, but also worrying that there is no obvious insurer to claim against. However, a claim may still be possible even if the driver is never found.
In many hit-and-run cases, the claim is not pursued in the same way as a standard road traffic accident claim against a known driver’s insurer. Instead, compensation may be available through the Motor Insurers’ Bureau, also known as the MIB. The MIB provides a route for people injured by uninsured or untraced drivers, including victims of hit-and-run accidents.
Evidence can be especially important in these cases. CCTV, dashcam footage, witness details, photographs of the scene, vehicle damage, police reference numbers and even a partial registration number may all help show what happened and support the claim.
Hit-and-run accidents can involve many types of road user, including drivers, passengers, motorcyclists, cyclists and pedestrians. Injuries can vary widely depending on the circumstances of the collision, but may include:
- Broken bones and fractures
- Head and brain injuries
- Back and neck injuries
- Chest and shoulder injuries
- Soft tissue injuries
- Cuts and bruising
- Internal injuries
- Psychological injuries such as anxiety, PTSD and depression
The effects are not always limited to the injury itself. A hit-and-run accident may also lead to time off work, loss of earnings, medical treatment costs, travel expenses, care needs, rehabilitation costs and emotional distress.
In 2024, official figures recorded 128,272 road casualties of all severities in Great Britain, including 29,467 people who were killed or seriously injured. While not all of these involved hit-and-run drivers, the figures show the serious impact road traffic accidents continue to have.