Victims of Uninsured or Untraced Drivers

You may be able to bring a claim if the accident happened within the relevant time limits and there is evidence that another driver caused or contributed to what happened. A claim may still be possible even if the driver had no valid insurance or cannot be identified. Compensation may be available through the Motor Insurers’ Bureau in both uninsured and hit-and-run cases.

Premier Legal Assist is a FCA regulated claims management firm that works with experienced solicitors specialising in road traffic accident claims, including those involving uninsured and untraced drivers. 

You do not need to use a representative to make a claim for low-level personal injuries sustained in a road traffic accident. You can claim through the online Official Injury Claims portal yourself, for free. If your injury damages exceed the small claims limit, we recommend you use a specialist legal service.

To get started, simply fill in our short online form with details about what happened and the injuries you suffered. Once we have reviewed your enquiry, we will contact you for a free, no-obligation consultation.

If your claim is eligible, we will refer you to a member of our panel of specialist road traffic accident compensation solicitors. Should they agree to take your case on, they will handle the full claims process for you, including gathering evidence, dealing with the relevant insurer or the Motor Insurers’ Bureau where appropriate, and working to secure compensation on a no-win, no-fee basis.

Compensation depends on a range of factors, and there is no guaranteed figure. The amount you could receive will depend on how serious your injuries are and the impact they have had on your day-to-day life.

Compensation is usually divided into two parts: 

1. General Damages, which cover pain, suffering and loss of quality of life
2. Special Damages, which cover financial losses such as loss of earnings, medical expenses, travel costs, and rehabilitation and care costs.

Less serious injuries may result in awards worth a few thousand pounds, while more severe or life-changing injuries could lead to significant compensation. If your claim is eligible, your solicitor will usually rely on medical and financial evidence to work out the likely value of your case.

These accidents can lead to a wide range of injuries depending on the type of collision, the speed involved, and how the injured person was affected. Common injuries include but are not limited to:

• Broken bones and fractures
• Head injuries
• Back and neck injuries
• Chest and shoulder injuries
• Soft tissue injuries
• Cuts and bruising
• Psychological injuries such as anxiety, PTSD and depression

In the most serious cases, particularly where injuries are multiple or long-term, compensation can be substantial, especially if ongoing care is needed and income has been affected.

You may still be able to pursue compensation. Compensation may be available through the Motor Insurers’ Bureau where the at-fault driver was uninsured. 

Not exactly. In a standard road traffic claim, compensation is usually pursued against the at-fault driver’s insurer. In uninsured or untraced driver cases, the claim may instead be made through the Motor Insurers’ Bureau under its separate arrangements for these situations. 

In most cases, an adult has three years from the date of the accident to begin a personal injury claim. Where the injured person was under 18 at the time of the accident, the usual three-year limitation period generally starts from their 18th birthday.

Good evidence can be very important in showing how the accident happened and why the other driver may be at fault. The exact evidence will depend on the case, but often includes:

• Photographs of the accident scene
• CCTV or dashcam footage
• Medical records and reports
• Witness details and statements
• Police reference details where relevant
• Vehicle registration details if known
• Proof of financial losses

A solicitor acting for you would normally help obtain the evidence needed to support both liability and the value of your claim.

Usually not. Most road traffic accident claims are resolved without the need for a Court hearing, usually through negotiations between your solicitor and the relevant insurer or compensation body.

Court proceedings are uncommon because both sides will often want to avoid the extra time, cost and uncertainty involved. However, if an agreement cannot be reached, your claim may need to go to Court. If that happens, a judge will consider the evidence, decide who was responsible for the accident, and, where appropriate, determine how much compensation should be awarded.

If your case is taken on by one of our panel solicitors, they will manage the process on your behalf, including dealing with the claim route that applies, negotiating a settlement, and representing your interests throughout the claim.

In most cases, no. Our panel of specialist personal injury solicitors handle claims on a no-win, no-fee basis, which means there is nothing to pay upfront and you will not be charged legal fees if your claim does not succeed.

It is important to note that if your claim is successful and you receive compensation, your solicitor will take a pre-agreed "success fee" from your compensation. This percentage is legally capped (currently at 25% of your general and past special damages) to ensure you keep the majority of your payout.

You may be charged cancellation fees by the legal service we introduce you to if you cancel your agreement after any applicable cooling-off period and before the claim is concluded.

Before anything goes ahead, your solicitor will explain the funding arrangement clearly so you understand exactly how it works and what, if anything, may be deducted if your claim is successful.